How much can I take out of my RRSP for a Downpayment?

We were recently approached by a First Time Home Buyer who was told by his realtor that he could only take $20,000 our of his RRSP to use towards his downpayment and he wanted to know if this was correct. Well, at one time the information was correct but not today. The March 2019 Federal Budget increased the limit on RRSP withdrawls to $35,000 per applicant. You still have 15 years to pay the money back into your RRSP and you can pay it all back earlier if you wish. Some additional details that a lot of people don't know about is that not all the withdrawl has to go towards your downpayment, you could use the money to pay off debts, cover closing costs such as legal and tax adjustment, use the funds for renovations and technically, as long as you buy a home at the time of the withdrawl, you could use the money for a vacation to recover from the stress of buying a home.